Trusted by 15,000+ people
Trusted by 15,000+ people
Fatbike Insurance
Please note:You can only insure your fatbike at the time of purchase. Taking out insurance afterward is not possible!
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Theft + comprehensive coverage from €3 per month
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First 3 years: 100% of the insured amount in case of theft
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Worldwide coverage in all EU countries, Switzerland, and the UK
Premium calculated within 10 seconds
Insurance
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View all fatbikes →Why choose insurance?
Insured
Theft: 100% of the insured amount for the first 3 years
Damage caused by an accident, vandalism, or self-inflicted damage
Theft from a locked building or vehicle (with signs of forced entry)
Worldwide coverage in all EU countries, Switzerland, and the UK
Battery theft (provided it was secured with a battery lock and there is visible evidence of forced entry)
Not insured
Theft without an ART-2 certified lock or GPS tracker
Damage caused by wear and tear or improper use
Battery theft if the bike was left outside at night (22:00-07:00)
Fatbikes faster than 25 km/h or with a throttle above 6 km/h
View insurable fatbikes
Ready to insure your fatbike?
Buy your fatbike at GoFatbike.nl and insure it immediately against theft and damage. From €3 per month.
Choose your Fatbike
Choose the perfect fatbike on GoFatbike.nl. Our range varies from entry-level models to premium fatbikes with powerful motors and long battery life. When choosing, pay attention to the motor, battery capacity, and extra features such as suspension and hydraulic disc brakes.
Add an ART-2 lock
An ART-2 certified lock is required for insurance. For fatbikes valued up to 5,000, one ART-2 lock is sufficient. Above 5,000, two ART-2 certified locks are required. If a frame lock does not fit, use an ART-2 chain or folding lock and secure your bike to a firmly anchored object. Please note: the plug-in chain does not count as a second lock.
Add a GPS tracker
An approved GPS tracker with an active tracking subscription is mandatory for fatbikes. We install the tracker, allowing your fatbike to be traced immediately in the event of theft. No compensation will be paid in the event of theft if the tracker is not working or the tracking subscription is inactive.
Choose your Coverage
During checkout, choose your desired coverage: theft only, or theft + comprehensive (damage). You can optionally add 24/7 roadside assistance to the comprehensive coverage for 45,- for 3 years. Your premium is calculated immediately based on the new price and your postcode. You can choose between continuous insurance or a 36-month term.
Complete your order
Check your order: fatbike, ART lock, GPS tracker, and insurance. After payment, you will receive an immediate confirmation. The installment amount includes 21% insurance tax. After 36 months, you will receive a no-obligation renewal offer.
Free Delivery and Assembly
We fully assemble your fatbike and install the GPS tracker. Our own delivery drivers deliver your fatbike free of charge and ready to ride to your home. That way, you can head out right away without a worry.
Why insure through GoFatbike.nl?
Why Fatbike Insurance Is Essential
Insure your fatbike? You can do so with us for a low premium! A fatbike is not just an ordinary bike. With its wide tires and robust appearance, this e-bike immediately stands out. Unfortunately, thieves notice it too. Its high purchase price makes a fatbike an attractive target and a valuable possession.
Fatbikes are becoming increasingly popular, but that popularity also has a downside: fatbikes are stolen remarkably often. Good insurance is therefore not an unnecessary luxury, but an absolute necessity. Your home contents insurance does not provide coverage for theft outside the home.
The combination of an ART-2 certified lock and a GPS tracker provides a dual layer of security. In the event of theft, the recovery service can immediately determine the location and find your fatbike.
Coverage and benefits
How much does fatbike insurance cost?
The cost of fatbike insurance depends on the value of your fatbike, where you live and the type of coverage you choose. On average, premiums range from €3 to €12 per month. Via GoFatbike.nl, you can calculate your exact premium immediately.
You can choose between ongoing insurance or insurance with a 36-month term. After 36 months, you will receive a no-obligation renewal offer. The installment amount includes 21% insurance tax. The comprehensive coverage can optionally be extended with 24/7 roadside assistance in all EU countries, Switzerland and the United Kingdom for €45 for 3 years.
We work with major, reputable insurance companies that have proven their expertise in bicycle insurance. This ensures excellent service and fast handling of theft and damage claims.
